Tools
Cost Calculators
What it costs. Whether it's worth it. These tools apply the same arithmetic our price-honesty boards run on a verified registry — except you supply the numbers, on a quote of your own. Four calculators, four different questions, and every one of them shows its working rather than handing you a total to take on trust.
Calculators
True-Cost Calculator
Turn an advertised price, a billing cycle, and a prepay term into the amortized rate per cycle and a realistic first-year total.
Cost-Per-Dose Calculator
What you actually pay per milligram and per dose — plus the value of the drug left in the vial that no advertised price accounts for.
Prepay Break-Even Calculator
How many cycles you must actually use before a prepay beats the month-to-month price, and what stopping early costs you.
Insurance vs Cash Calculator
Your deductible, copay and fill count against the cash price, over a year — with the model stated rather than hidden.
Why a calculator, not just a table
Every price we publish on a /cheapest board is one we read ourselves on a provider's own page, on a date we record. That covers the companies we track. It does not cover the quote a reader is looking at right now, from a company we haven't priced, or a plan that changed since our last check — which is most of what actually lands in someone's inbox.
A calculator closes that gap. The operations that matter — amortizing a prepay total across the cycles it covers, annualizing on the number of times you're actually billed rather than a round number, dividing a supply price by what is actually in the box — are the same operations behind every figure on this site. Running them on your own quote takes the same arithmetic and points it at a number we haven't seen.
Each of the four asks a different question, which is why they are separate pages rather than one form with more boxes. A plan's annual cost, a dose's cost, the cycle a prepay turns profitable, and whether your own deductible beats the cash price are four decisions, and mixing their inputs would make every one of them harder to check.
These tools have no medical dimension and make no claim about any specific provider. For that, see our provider reviews, each priced and dated against the company's own page.